Cost of Living in Lafayette
Coal-mining heritage turned foodie destination, Old Town charm with Boulder County schools
What it costs to live in Lafayette
Adjust the sliders for your situation. Ranges reflect uncertainty in HOA and metro district fees, narrower is more confident.
Based on your inputs below
Assumes 20% down, 30-year fixed at 6.5% (as of 2026-04-22).
Housing$3,707 – $4,107 | |
|---|---|
| Mortgage (6.5%, 20% down) | $3,236 |
| Property tax | $304 |
| HOA | $0 – $200 |
| Insurance | $167 |
| Metro district fees | not yet verified |
Transportation$603 | |
|---|---|
| Car payments (your input) | $500 |
| Gas (~37 min to downtown) | $103 |
Utilities$350 | |
|---|---|
| Electric & gas | $205 |
| Water | $75 |
| Internet | $70 |
Groceries$650 | |
|---|---|
| Monthly estimate | $650 |
Housing figures updated April 2026. Confidence: low.
Car-Dependent, most errands require a car
Housing Market
- Median Home Price
- $600K–$680K
- Data Year
- 2026
Tax Rates
- Sales Tax Rate
- Boulder County + Lafayette city + state
Income & Cost Context
- Median Household Income
- $100,000–$110,000
- Cost of Living Index
- 141 (BestPlaces · 41% above national average)
- Avg Childcare Cost
- $900–$1,500/mo (varies by age and provider type)
Common QuestionsFAQ, Lafayette
What is the median home price in Lafayette?
Lafayette’s median home price ranges from $600K to $680K as of 2026, with options from $400K condos to $900K+ in newer developments. This is $100K–$200K below Boulder proper while offering the same BVSD school district access.
What is the cost of living in Lafayette?
Lafayette’s cost of living index is 141, or 41% above the national average, driven primarily by housing costs. However, median home prices of $600K–$680K are significantly lower than Boulder ($940K+) while offering the same BVSD school district. Median household income is $100,000–$110,000.
Estimates for informational purposes only, not financial advice. Actual costs vary by specific property, subdivision, and household.