Cost of Living in Longmont
Self-contained brewery city with its own fiber internet and a revitalized Main Street
What it costs to live in Longmont
Adjust the sliders for your situation. Ranges reflect uncertainty in HOA and metro district fees, narrower is more confident.
Based on your inputs below
Assumes 20% down, 30-year fixed at 6.5% (as of 2026-04-22).
Housing$3,207 – $3,607 | |
|---|---|
| Mortgage (6.5%, 20% down) | $2,806 |
| Property tax | $251 |
| HOA | $0 – $200 |
| Insurance | $150 |
| Metro district fees | not yet verified |
Transportation$669 | |
|---|---|
| Car payments (your input) | $500 |
| Gas (~60 min to downtown) | $169 |
Utilities$345 | |
|---|---|
| Electric & gas (Longmont Power & Communications (municipal electric) / Xcel Energy (gas)) | $205 |
| Water (City of Longmont Utilities) | $70 |
| Internet | $70 |
Groceries$650 | |
|---|---|
| Monthly estimate | $650 |
Housing figures updated April 2026. Confidence: low.
Car-Dependent, most errands require a car
Housing Market
- Median Home Price
- $530K–$580K
- Data Year
- 2026
Tax Rates
- Property Tax Rate
- ~0.54% (Boulder County · city mill levy 13.42)
- Sales Tax Rate
- 8.715% combined (City + County + State + special)
- Cost of Living vs National
- 41% above national average (housing-driven, but most affordable large city in Boulder County)
Monthly Costs
- Water Provider
- City of Longmont Utilities
- Electric & Gas
- Longmont Power & Communications (municipal electric) / Xcel Energy (gas)
- Internet Providers
- NextLight (city-owned, gigabit, $69.95/mo), Comcast, CenturyLink
- Trash & Recycling
- City of Longmont services, curbside recycling
- Snow Removal
- City plows arterials and collectors
Income & Cost Context
- Median Household Income
- $90,000–$95,000
- Cost of Living Index
- 141 (BestPlaces · 41% above national average)
- Avg Childcare Cost
- $900–$1,500/mo (varies by age; lower than Boulder/Denver)
Common QuestionsFAQ, Longmont
What is the median home price in Longmont?
Longmont’s median home price ranges from $530K to $580K as of 2026, making it the most affordable large city in Boulder County. New construction is available in Harvest Junction and 66 West developments. At roughly $200K less than Boulder, it offers Boulder County access at a significantly lower price point.
What outdoor recreation is available in Longmont?
Longmont offers Union Reservoir with 700+ acres, a swimming beach, paddleboarding, and fishing, a rare lake lifestyle amenity on the Front Range. St. Vrain Greenway Trail runs 17+ miles through the city. Sandstone Ranch provides 300 acres of community park space, and Button Rock Preserve features Ralph Price Reservoir with hiking (permit required).
What is the cost of living in Longmont?
Longmont’s cost of living index is 141, or 41% above the national average, driven primarily by housing. However, it is the most affordable large city in Boulder County at $530K–$580K median. The property tax rate is approximately 0.54% (city mill levy 13.42), and the combined sales tax rate is 8.715%. A major cost advantage is NextLight, city-owned gigabit fiber internet at $69.95/mo.
Estimates for informational purposes only, not financial advice. Actual costs vary by specific property, subdivision, and household.