Cost of Living in Louisville
Coal-town heritage, Main Street foodie scene
What it costs to live in Louisville
Adjust the sliders for your situation. Ranges reflect uncertainty in HOA and metro district fees, narrower is more confident.
Based on your inputs below
Assumes 20% down, 30-year fixed at 6.5% (as of 2026-04-22).
Housing$4,939 – $5,399 | |
|---|---|
| Mortgage (6.5%, 20% down) | $4,197 |
| Property tax | $394 |
| HOA | $40 – $300 |
| Insurance | $308 |
| Metro district fees | not yet verified |
Transportation$601 | |
|---|---|
| Car payments (your input) | $500 |
| Gas (~36 min to downtown) | $101 |
Utilities$345 | |
|---|---|
| Electric & gas | $205 |
| Water | $70 |
| Internet | $70 |
Groceries$650 | |
|---|---|
| Monthly estimate | $650 |
Housing figures updated April 2026. Confidence: low.
Housing Market
- Median Home Price
- $822K–$841K
- Price per Sq Ft
- ~$383/sqft
- Data Year
- 2026
Tax Rates
- Sales Tax Rate
- 9.12% combined (City 3.775% + State + RTD)
Income & Cost Context
- Median Household Income
- $135,840
- Cost of Living Index
- Above average, median rent $2,075
Common QuestionsFAQ, Louisville
What is the median home price in Louisville?
Louisville’s median home price ranges from $822K to $841K as of 2026, with Redfin at approximately $841K (up 9.2% year-over-year) and Zillow at approximately $822K. Price per square foot averages around $383. The 2021 Marshall Fire affected some areas, and rebuilding has introduced new construction at premium prices.
Estimates for informational purposes only, not financial advice. Actual costs vary by specific property, subdivision, and household.