Cost of Living in Five Points
The Harlem of the West, jazz heritage meets urban reinvention
What it costs to live in Five Points
Adjust the sliders for your situation. Ranges reflect uncertainty in HOA and metro district fees, narrower is more confident.
Based on your inputs below
Assumes 20% down, 30-year fixed at 6.5% (as of 2026-04-22).
Housing$3,283 – $3,883 | |
|---|---|
| Mortgage (6.5%, 20% down) | $2,882 |
| Property tax | $251 |
| HOA | $0 – $400 |
| Insurance | $150 |
| Metro district fees | not yet verified |
Transportation$508 | |
|---|---|
| Car payments (your input) | $500 |
| Gas (~3 min to downtown) | $8 |
Utilities$340 | |
|---|---|
| Electric & gas (Xcel Energy) | $205 |
| Water (Denver Water) | $65 |
| Internet | $70 |
Groceries$650 | |
|---|---|
| Monthly estimate | $650 |
Housing figures updated April 2026. Confidence: low.
Walker's Paradise, 2nd most walkable in Denver
Housing Market
- Median Home Price
- $569K–$573K
- Price per Sq Ft
- ~$450/sqft
- Data Year
- 2025–2026
- Year-over-Year Change
- +28.6% (Redfin Dec 2025) vs. -4.5% (Zillow), significant methodology divergence
- Avg Days on Market
- 59 days (Dec 2025, down from 74 prior year)
Tax Rates
- Property Tax Rate
- ~0.50% effective; ~79.2 mills
- Sales Tax Rate
- 9.15% combined
- State Income Tax Impact
- Colorado flat 4.4%
Monthly Costs
- Water Provider
- Denver Water
- Electric & Gas
- Xcel Energy
- Internet Providers
- Xfinity, CenturyLink/Quantum Fiber, Google Fiber
- Trash & Recycling
- Denver Solid Waste Management
Income & Cost Context
- Median Household Income
- $109,494
- Cost of Living Index
- 128 (Denver city-wide, 28% above national average per BestPlaces)
Common QuestionsFAQ, Five Points
What is the median home price in Five Points?
The median home price in Five Points ranges from $569K to $573K, with Redfin at ~$569K (+28.6% YoY) and Zillow at ~$573K (−4.5% YoY) as of December 2025, the sources diverge significantly. Price per square foot averages ~$450, and homes average 59 days on market, down from 74 the prior year.
Estimates for informational purposes only, not financial advice. Actual costs vary by specific property, subdivision, and household.