Cost of Living in LoDo
Historic brick meets urban buzz, where Denver started
What it costs to live in LoDo
Adjust the sliders for your situation. Ranges reflect uncertainty in HOA and metro district fees, narrower is more confident.
Based on your inputs below
Assumes 20% down, 30-year fixed at 6.5% (as of 2026-04-22).
Housing$2,764 – $3,364 | |
|---|---|
| Mortgage (6.5%, 20% down) | $2,427 |
| Property tax | $212 |
| HOA | $0 – $400 |
| Insurance | $125 |
| Metro district fees | not yet verified |
Transportation$506 | |
|---|---|
| Car payments (your input) | $500 |
| Gas (~2 min to downtown) | $6 |
Utilities$340 | |
|---|---|
| Electric & gas (Xcel Energy) | $205 |
| Water (Denver Water) | $65 |
| Internet | $70 |
Groceries$650 | |
|---|---|
| Monthly estimate | $650 |
Housing figures updated April 2026. Confidence: low.
Walker's Paradise
Housing Market
- Median Home Price
- $390K–$565K
- Price per Sq Ft
- ~$400+/sqft
- Data Year
- 2025–2026
- Year-over-Year Change
- -3.1% (condo market), soft conditions favor buyers
- Avg Days on Market
- ~63 days (elevated; Denver metro condo avg)
- Rent vs Own Ratio
- Condo-dominant market; significant rental inventory
Tax Rates
- Property Tax Rate
- ~0.50% effective; ~79.2 mills
- Sales Tax Rate
- 9.15% combined
- State Income Tax Impact
- Colorado flat 4.4%
Monthly Costs
- Water Provider
- Denver Water
- Electric & Gas
- Xcel Energy
- Internet Providers
- Xfinity, CenturyLink/Quantum Fiber, Google Fiber
- Trash & Recycling
- Denver Solid Waste Management
Income & Cost Context
- Median Household Income
- $110,372
- Cost of Living Index
- 128 (Denver city-wide, 28% above national average per BestPlaces)
Common QuestionsFAQ, LoDo
What is the median home price in LoDo?
The median price for condos and lofts in LoDo ranges from $390K to $565K as of 2025–2026, with price per square foot at $400+. The market is predominantly condos and converted lofts. Year-over-year prices declined 3.1%, and homes average ~63 days on market, creating buyer-favorable conditions.
What is the cost of living in LoDo?
Denver’s cost of living index is 128, or 28% above the national average per BestPlaces. Property taxes run ~0.50% effective (~79.2 mills), combined sales tax is 9.15%, and Colorado’s flat state income tax is 4.4%. Median household income in the LoDo area is $110,372.
Estimates for informational purposes only, not financial advice. Actual costs vary by specific property, subdivision, and household.