Cost of Living in The Highlands
Denver's most walkable neighborhood, dining, character, urban roots
What it costs to live in The Highlands
Adjust the sliders for your situation. Ranges reflect uncertainty in HOA and metro district fees, narrower is more confident.
Based on your inputs below
Assumes 20% down, 30-year fixed at 6.5% (as of 2026-04-22).
Housing$4,205 – $4,805 | |
|---|---|
| Mortgage (6.5%, 20% down) | $3,691 |
| Property tax | $322 |
| HOA | $0 – $400 |
| Insurance | $192 |
| Metro district fees | not yet verified |
Transportation$509 | |
|---|---|
| Car payments (your input) | $500 |
| Gas (~3 min to downtown) | $9 |
Utilities$340 | |
|---|---|
| Electric & gas (Xcel Energy) | $205 |
| Water (Denver Water) | $65 |
| Internet | $70 |
Groceries$650 | |
|---|---|
| Monthly estimate | $650 |
Housing figures updated April 2026. Confidence: low.
Highland 85, 8th most walkable; LoHi 90+; individual addresses up to 96
Housing Market
- Median Home Price
- $710K–$752K
- Price per Sq Ft
- ~$441/sqft
- Data Year
- 2025–2026
- Year-over-Year Change
- -4.6% to -5.3% (Nov 2025)
- Avg Days on Market
- 39 days (Highland, slightly below city avg of 68)
- Rent vs Own Ratio
- Rising rental inventory; 48.5% more active listings YoY (May 2025)
Tax Rates
- Property Tax Rate
- ~0.50% effective; ~79.2 mills
- Sales Tax Rate
- 9.15% combined
- State Income Tax Impact
- Colorado flat 4.4%
- Cost of Living vs National
- Median home $590K metro; comfortable living ~$100K+ for everyone
Monthly Costs
- Water Provider
- Denver Water
- Electric & Gas
- Xcel Energy
- Internet Providers
- Xfinity, CenturyLink/Quantum Fiber (up to 8 Gbps), Google Fiber
- Trash & Recycling
- Denver Solid Waste Management ($9–$21/mo volume-based)
Income & Cost Context
- Median Household Income
- $114K–$120K
- Cost of Living Index
- 128 (Denver city-wide, 28% above national average per BestPlaces)
Common QuestionsFAQ, The Highlands
What is the median home price in The Highlands?
The median home price in The Highlands ranges from $710K to $752K, with Redfin at ~$710K (−5.3% YoY) and Zillow at ~$752K (−4.6% YoY) as of November 2025. LoHi townhomes run $950K–$985K, and Victorian homes can exceed $1.5M. Price per square foot averages ~$441, and homes average 39 days on market.
What is the cost of living in The Highlands?
Denver’s cost of living index is 128, or 28% above the national average per BestPlaces. Property taxes run ~0.50% effective (~79.2 mills), combined sales tax is 9.15%, and Colorado’s flat state income tax is 4.4%. Median household income in The Highlands ranges from $114K to $120K.
Estimates for informational purposes only, not financial advice. Actual costs vary by specific property, subdivision, and household.