Cost of Living in Westminster
The US-36 Sweet Spot, close to Denver and Boulder
What it costs to live in Westminster
Adjust the sliders for your situation. Ranges reflect uncertainty in HOA and metro district fees, narrower is more confident.
Based on your inputs below
Assumes 20% down, 30-year fixed at 6.5% (as of 2026-04-22).
Housing$2,995 – $3,395 | |
|---|---|
| Mortgage (6.5%, 20% down) | $2,629 |
| Property tax | $224 |
| HOA | $0 – $200 |
| Insurance | $142 |
| Metro district fees | not yet verified |
Transportation$540 | |
|---|---|
| Car payments (your input) | $500 |
| Gas (~14 min to downtown) | $40 |
Utilities$350 | |
|---|---|
| Electric & gas (Xcel Energy) | $205 |
| Water (City of Westminster (Westy Water)) | $75 |
| Internet | $70 |
Groceries$650 | |
|---|---|
| Monthly estimate | $650 |
Housing figures updated April 2026. Confidence: low.
car-dependent
Housing Market
- Median Home Price
- ~$520K
- Data Year
- 2026
Tax Rates
- Property Tax Rate
- ~0.52% effective (Adams County side) / ~0.51% (Jeffco side)
- Sales Tax Rate
- 9.0% (City 4.25% + State 2.9% + Adams County 0.75% + RTD 1.10%)
- Vehicle Registration
- Standard Colorado
- State Income Tax Impact
- 4.4% flat
- Cost of Living vs National
- ~21% above national average
Monthly Costs
- Water Provider
- City of Westminster (Westy Water)
- Electric & Gas
- Xcel Energy
- Internet Providers
- Comcast/Xfinity, CenturyLink/Lumen
- Trash & Recycling
- City of Westminster (included in utility bill)
- Snow Removal
- City handles arterials; HOAs and residents handle local streets
Income & Cost Context
- Cost of Living Index
- 121.3 (21% above national average)
- Avg Childcare Cost
- $1,200–$1,500
Common QuestionsFAQ, Westminster
What is the median home price in Westminster?
The median home price in Westminster is approximately $520K as of 2026. Westminster’s location nearly equidistant between Downtown Denver and Boulder makes it well-positioned for dual-city commuting.
What is the cost of living in Westminster?
Westminster’s cost of living index is 121.3, about 21% above the national average. The effective property tax rate is approximately 0.52% on the Adams County side and 0.51% on the Jeffco side. The combined sales tax rate is 9.0%. Colorado’s state income tax is a flat 4.4%.
Estimates for informational purposes only, not financial advice. Actual costs vary by specific property, subdivision, and household.