Cost of Living in Fort Collins

Self-contained college city · 80+ craft breweries · CSU culture

Housing

Housing Market

Median Home Price
$535K–$577K
Price per Sq Ft
~$280/sqft
Data Year
2026
Year-over-Year Change
+2–4%
Avg Days on Market
45–55
Inventory (Months)
2.5–3.5
Taxes

Tax Rates

Property Tax Rate
~0.55%
Sales Tax Rate
7.55% (city 3.85%)
Vehicle Registration
Standard Colorado
State Income Tax Impact
4.4% flat
Cost of Living vs National
~10% above national average
Utilities

Monthly Costs

Water Provider
City of Fort Collins Utilities
Electric & Gas
Fort Collins Utilities (municipal — 100% renewable by 2030 goal)
Internet Providers
Connexion (municipal fiber gigabit), Comcast/Xfinity
Trash & Recycling
City services
Income

Income & Cost Context

Median Household Income
$75,400
Cost of Living Index
~10% above national average
Avg Childcare Cost
$1,200–$1,500
Common Questions

FAQ — Fort Collins

What is the median home price in Fort Collins?

The median home price in Fort Collins ranges from $535K to $577K as of 2026 (Redfin ~$535K, Zillow ZHVI ~$577K), at approximately $280/sqft. Year-over-year prices have increased 2–4%, with homes averaging 45–55 days on market. Active new construction includes the Hughes Stadium redevelopment (1,500 homes) and the 900-acre Montava mixed-use community.

What is the cost of living in Fort Collins?

The cost of living in Fort Collins is approximately 10% above the national average. The property tax rate is ~0.55%, and the combined sales tax rate is 7.55% (including a 3.85% city rate). Colorado’s state income tax is a flat 4.4%. The median household income is $75,400.