Cost of Living in Johnstown
Anchored by 2534, NoCo's largest mixed-use development at I-25/US-34
What it costs to live in Johnstown
Adjust the sliders for your situation. Ranges reflect uncertainty in HOA and metro district fees, narrower is more confident.
Based on your inputs below
Assumes 20% down, 30-year fixed at 6.5% (as of 2026-04-22).
Housing$2,972 – $3,432 | |
|---|---|
| Mortgage (6.5%, 20% down) | $2,528 |
| Property tax | $271 |
| HOA | $40 – $300 |
| Insurance | $133 |
| Metro district fees | not yet verified |
Transportation$733 | |
|---|---|
| Car payments (your input) | $500 |
| Gas (~83 min to downtown) | $233 |
Utilities$350 | |
|---|---|
| Electric & gas (Xcel Energy) | $205 |
| Water (Town of Johnstown) | $75 |
| Internet | $70 |
Groceries$650 | |
|---|---|
| Monthly estimate | $650 |
Housing figures updated April 2026. Confidence: low.
car-dependent
Housing Market
- Median Home Price
- $494K–$508K
- Data Year
- 2026
- Year-over-Year Change
- +3–5%
- Avg Days on Market
- 40–50
Tax Rates
- Property Tax Rate
- ~0.55–0.65% (varies by county side)
- Sales Tax Rate
- 7.25%
- Cost of Living vs National
- ~5% above national average. Metro districts add cost in newer developments.
Monthly Costs
- Water Provider
- Town of Johnstown
- Electric & Gas
- Xcel Energy
- Internet Providers
- Comcast/Xfinity, CenturyLink, Allo fiber (expanding)
Income & Cost Context
- Median Household Income
- $85,000
- Cost of Living Index
- ~5% above national average
- Avg Childcare Cost
- $1,100–$1,400
Common QuestionsFAQ, Johnstown
What is the median home price in Johnstown?
The median home price in Johnstown ranges from $494K to $508K as of 2026 (Redfin ~$494K, Zillow ZHVI ~$508K). Year-over-year prices have increased 3–5%, with homes averaging 40–50 days on market. HOA fees of $150–$250/mo plus metro district fees of $100–$250/mo are common in new construction. New homes are available from the low $400Ks.
What is the cost of living in Johnstown?
The cost of living in Johnstown is approximately 5% above the national average. The property tax rate ranges from ~0.55–0.65% depending on which county side (Weld or Larimer) the property is in. The combined sales tax rate is 7.25%. Metro districts add additional cost in newer developments. The median household income is $85,000.
Estimates for informational purposes only, not financial advice. Actual costs vary by specific property, subdivision, and household.