Centerra (The Lakes)
By Jessica Carcoana · Updated September 2026
Loveland's signature lakeside master-plan, part of the 3,000-acre Centerra development east of I-25. Centered on Houts Reservoir and Equalizer Lake, it is Colorado's only Certified Community Wildlife Habitat, blending modern homes with 275 acres of preserved wetlands and trails. The Lakes at Centerra median sale price is around $486K, and the community is minutes from Centerra Marketplace and the Promenade Shops.
At a glance
Community Anchors
- Benson Sculpture Garden and Chapungu Sculpture Park
- Loveland Museum and Gallery
- Boyd Lake State Park (boating, fishing, camping, swimming)
- Devil's Backbone Open Space (3,007 acres, 17+ miles of trails)
- Mariana Butte Golf Course (18 holes, city-owned)
- Cattail Creek Golf Course (9 holes)
- The Olde Course at Loveland (18 holes)
- Mehaffey Community Park (69 acres, disc golf, skate park, dog park)
- North Lake Park and Foote Lagoon
- Lake Loveland swim beach and recreation
- Centerra Marketplace and Promenade Shops at Centerra
- Rialto Theater Center (downtown performing arts)
- Loveland Sweetheart Festival and Cherry Pie Festival
- Thompson School District R2-J (B+ rating)
- Campion Academy (#1 private school in Larimer County)
- High Plains Environmental Center (275 acres, wetlands, trails)
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Where it sits
Inside Loveland. Platted boundary.
Quick answersQuestions about Centerra (The Lakes)
Where is Centerra (The Lakes)?
Centerra (The Lakes) is in Loveland, about 3.7 miles northeast of the Loveland center. The map on this page shows its platted boundary from county records.
When was Centerra (The Lakes) built?
Homes in Centerra (The Lakes) were built between 2010 and 2026 (early 21st century / new build). Builders on record include Landmark Homes, McWhinney, and Lennar.
Is there an HOA in Centerra (The Lakes), and what does it cost?
Centerra (The Lakes) has a homeowners association. Dues run about $75–$150/mo; confirm the current figure with the association before you buy.
What amenities does Centerra (The Lakes) have?
Centerra (The Lakes) amenities include Lake Club with swimming pool and clubhouse, 7 miles of walking and biking trails, lakeside fishing and kayaking on Houts Reservoir, picnic pavilion and playground, Certified Community Wildlife Habitat (275 acres preserved), and High Plains Environmental Center.
How big are the lots in Centerra (The Lakes)?
Typical lots in Centerra (The Lakes) run 0.08–0.18 acres.
Which schools are near Centerra (The Lakes)?
Schools near Centerra (The Lakes) include High Plains School (K-8) and Mountain View High School. Verify enrollment eligibility by address.
About how many homes are in Centerra (The Lakes)?
County parcel records show about 140 parcels in Centerra (The Lakes).
How high is Centerra (The Lakes)?
Centerra (The Lakes) sits at about 4,970 feet above sea level.
Parks and Schools
- High Plains Environmental Center
- Equalizer Lake
- Houts Reservoir
- High Plains School (K-8)
- Mountain View High School
Verify school assignment by address with the district. Attendance boundaries do not follow neighborhood lines.
Commute and Access
- 2 minI-25
- 3 minUS-34
- 10 minUS-287
Transit in Loveland: COLT bus system (City of Loveland Transit) · Bustang regional express to Denver and Fort Collins · Northern Colorado Regional Airport (FNL, general aviation and commercial) · Flex regional bus to Fort Collins, Longmont, and Boulder
Other Neighborhoods in Loveland
- Centerra (Kinston)$400K–$1M+ (estimated)
- Alford Meadows$495K–$900K (estimated)
- Seven Lakes$495K–$1.1M (estimated)
- Mariana Butte$600K–$1.5M (estimated)
- Riano Ridge$500K–$1M+ (estimated)
- Country Club Estates$550K–$850K (estimated)
- Eagle Ranch Estates$800K–$1.5M+ (estimated)
- Dakota Glen$650K–$1.2M (estimated)
- Namaqua Hills$550K–$1M (estimated)
- Namaqua Valley$600K–$1.1M (estimated)
About This Profile
This profile of Centerra (The Lakes) was researched in April 2026. It was last reviewed in September 2026. The price range is an estimate built from comparable nearby neighborhoods rather than from direct listings. Amenity coverage is strong, with several public sources confirming the list. Median ~$486K; Range estimated from condos to single-family.
Data sourced from direct and indirect online resources. Details are subject to change over time as we continue to research this area.