Cost of Living in Loveland
The Sweetheart City · Sculpture capital of Colorado
Housing
Housing Market
- Median Home Price
- $475K–$540K
- Data Year
- 2026
- Year-over-Year Change
- +1–3%
- Avg Days on Market
- 50–60
- Inventory (Months)
- 3–4
Taxes
Tax Rates
- Property Tax Rate
- ~0.58%
- Sales Tax Rate
- 7.65%
- Cost of Living vs National
- ~5% above national average
Utilities
Monthly Costs
- Water Provider
- City of Loveland Water & Power
- Electric & Gas
- City of Loveland (municipal electric) / Xcel Energy (gas)
- Internet Providers
- Comcast/Xfinity, CenturyLink/Lumen, Ting fiber (expanding)
- Trash & Recycling
- City services
Income
Income & Cost Context
- Median Household Income
- $76,500
- Cost of Living Index
- ~5% above national average
- Avg Childcare Cost
- $1,100–$1,400
Common Questions
FAQ — Loveland
What is the median home price in Loveland?
The median home price in Loveland ranges from $475K to $540K as of 2026 (Redfin ~$475K, Zillow ZHVI ~$540K). Year-over-year prices have increased 1–3%, with homes averaging 50–60 days on market. Entry prices run $100K+ below Fort Collins, making Loveland one of the more affordable options in Larimer County.
What is the cost of living in Loveland?
The cost of living in Loveland is approximately 5% above the national average. The property tax rate is ~0.58%, and the combined sales tax rate is 7.65%. Colorado’s state income tax is a flat 4.4%. The median household income is $76,500.