Cost of Living in Wellington
Poudre School District at Larimer County's most affordable price
What it costs to live in Wellington
Adjust the sliders for your situation. Ranges reflect uncertainty in HOA and metro district fees, narrower is more confident.
Based on your inputs below
Assumes 20% down, 30-year fixed at 6.5% (as of 2026-04-22).
Housing$2,689 – $2,989 | |
|---|---|
| Mortgage (6.5%, 20% down) | $2,351 |
| Property tax | $213 |
| HOA | $0 – $100 |
| Insurance | $125 |
| Metro district fees | not yet verified |
Transportation$874 | |
|---|---|
| Car payments (your input) | $500 |
| Gas (~133 min to downtown) | $374 |
Utilities$350 | |
|---|---|
| Electric & gas (Xcel Energy) | $205 |
| Water (Town of Wellington) | $75 |
| Internet | $70 |
Groceries$650 | |
|---|---|
| Monthly estimate | $650 |
Housing figures updated April 2026. Confidence: low.
car-dependent
Housing Market
- Median Home Price
- $460K–$471K
- Data Year
- 2026
- Year-over-Year Change
- +2–4%
- Avg Days on Market
- 35–50
Tax Rates
- Property Tax Rate
- ~0.50–0.55%
- Sales Tax Rate
- 7.4%
- Cost of Living vs National
- ~5% above national average, most affordable Larimer County entry point
Monthly Costs
- Water Provider
- Town of Wellington
- Electric & Gas
- Xcel Energy
- Internet Providers
- Comcast/Xfinity, Connexion fiber (expanding from Fort Collins)
Income & Cost Context
- Median Household Income
- $85,000
- Cost of Living Index
- ~5% above national average
- Avg Childcare Cost
- $1,000–$1,300
Common QuestionsFAQ, Wellington
What is the median home price in Wellington?
The median home price in Wellington ranges from $460K to $471K as of 2026 (Redfin ~$460K, Zillow ZHVI ~$471K), the most affordable entry point in Larimer County. Year-over-year prices have increased 2–4%, with homes averaging 35–50 days on market. HOA fees of $100–$200/mo plus metro district fees of $100–$250/mo apply in newer areas. Entry-level homes start in the low $400Ks.
What is the cost of living in Wellington?
The cost of living in Wellington is approximately 5% above the national average, making it the most affordable Larimer County entry point. The property tax rate is ~0.50–0.55%, and the combined sales tax rate is 7.4%. Colorado’s state income tax is a flat 4.4%. The median household income is $85,000.
What healthcare facilities are near Wellington?
Fort Collins hospitals are 15 minutes away, including UCHealth Poudre Valley Hospital (Level II trauma, 278 beds). In-town urgent care is limited currently. Residents rely on the Fort Collins medical corridor for most healthcare needs, which is a short drive south on I-25.
Estimates for informational purposes only, not financial advice. Actual costs vary by specific property, subdivision, and household.