Cost of Living in Castle Pines
Gated luxury and master-planned living in the Douglas County pines
What it costs to live in Castle Pines
Adjust the sliders for your situation. Ranges reflect uncertainty in HOA and metro district fees, narrower is more confident.
Based on your inputs below
Assumes 20% down, 30-year fixed at 6.5% (as of 2026-04-22).
Housing$5,038 – $5,498 | |
|---|---|
| Mortgage (6.5%, 20% down) | $4,298 |
| Property tax | $475 |
| HOA | $40 – $300 |
| Insurance | $225 |
| Metro district fees | not yet verified |
Transportation$612 | |
|---|---|
| Car payments (your input) | $500 |
| Gas (~40 min to downtown) | $112 |
Utilities$350 | |
|---|---|
| Electric & gas (CORE Electric Cooperative (electric); Black Hills Energy (gas)) | $205 |
| Water (Castle Pines North Metropolitan District (west of I-25); Parker Water & Sanitation (east of I-25)) | $75 |
| Internet | $70 |
Groceries$650 | |
|---|---|
| Monthly estimate | $650 |
Housing figures updated April 2026. Confidence: low.
car-dependent, almost all errands require a car
Housing Market
- Median Home Price
- $750K–$950K
- Data Year
- 2026
Tax Rates
- Property Tax Rate
- ~0.67% effective (Douglas County)
- Sales Tax Rate
- 7.75% (state 2.9% + county 1% + city 3.75% + cultural district 0.1%)
- Vehicle Registration
- Standard Colorado
- State Income Tax Impact
- 4.4% flat
- Cost of Living vs National
- ~44% above national average (housing index ~244)
Monthly Costs
- Water Provider
- Castle Pines North Metropolitan District (west of I-25); Parker Water & Sanitation (east of I-25)
- Electric & Gas
- CORE Electric Cooperative (electric); Black Hills Energy (gas)
- Internet Providers
- Comcast/Xfinity, CenturyLink/Quantum Fiber
- Trash & Recycling
- Waste Connections
- Snow Removal
- City of Castle Pines and metro district roads
Income & Cost Context
- Cost of Living Index
- 143.6 (national avg = 100)
- Avg Childcare Cost
- $1,300–$1,600
Common QuestionsFAQ, Castle Pines
What is the median home price in Castle Pines?
As of 2026, the median home price in Castle Pines ranges from approximately $750K to $950K, with a city median around $800K. The range is wide: townhomes start around $600K, while Castle Pines Village (gated community) features estates at $2M+. Incorporated in 2008, Castle Pines is one of Colorado’s newest cities.
What is the cost of living in Castle Pines?
Castle Pines’s cost of living index is approximately 143.6 (national average = 100), or about 44% above the national average, with a housing index around 244. The effective property tax rate is roughly 0.67% (Douglas County). Sales tax is 7.75% combined (state 2.9% + county 1% + city 3.75% + cultural district 0.1%). Colorado has a flat 4.4% state income tax.
Estimates for informational purposes only, not financial advice. Actual costs vary by specific property, subdivision, and household.