Cost of Living in Englewood
Small city between Denver and the suburbs, light rail, Swedish Medical, and a revitalizing downtown
What it costs to live in Englewood
Adjust the sliders for your situation. Ranges reflect uncertainty in HOA and metro district fees, narrower is more confident.
Based on your inputs below
Assumes 20% down, 30-year fixed at 6.5% (as of 2026-04-22).
Housing$2,796 – $3,196 | |
|---|---|
| Mortgage (6.5%, 20% down) | $2,452 |
| Property tax | $211 |
| HOA | $0 – $200 |
| Insurance | $133 |
| Metro district fees | not yet verified |
Transportation$535 | |
|---|---|
| Car payments (your input) | $500 |
| Gas (~13 min to downtown) | $35 |
Utilities$350 | |
|---|---|
| Electric & gas (Xcel Energy (electric); gas varies by provider) | $205 |
| Water (City of Englewood Water) | $75 |
| Internet | $70 |
Groceries$650 | |
|---|---|
| Monthly estimate | $650 |
Housing figures updated April 2026. Confidence: low.
somewhat walkable
Housing Market
- Median Home Price
- $450K–$520K
- Data Year
- 2026
Tax Rates
- Property Tax Rate
- ~0.52% effective (Arapahoe County, below state median)
- Sales Tax Rate
- 8.05% (state 2.9% + county 0.25% + city 3.8% + special 1.1%)
- Vehicle Registration
- Standard Colorado
- State Income Tax Impact
- 4.4% flat
- Cost of Living vs National
- ~24% above national average
Monthly Costs
- Water Provider
- City of Englewood Water
- Electric & Gas
- Xcel Energy (electric); gas varies by provider
- Internet Providers
- Quantum Fiber (up to 8 Gbps), Comcast/Xfinity, CenturyLink
- Trash & Recycling
- City of Englewood contract
- Snow Removal
- City of Englewood public roads
Income & Cost Context
- Median Household Income
- $68,000–$75,000
- Cost of Living Index
- 123.7 (national avg = 100)
- Avg Childcare Cost
- $1,100–$1,400
Common QuestionsFAQ, Englewood
What is the median home price in Englewood?
As of 2026, the median home price in Englewood is approximately $450K–$520K. This makes Englewood one of the more affordable inner-ring suburbs. Home prices run $100K+ below adjacent Denver neighborhoods. The housing stock is a mix of post-war bungalows and newer condos.
What is the cost of living in Englewood?
Englewood’s cost of living index is approximately 123.7 (national average = 100), or about 24% above the national average. The median household income is $68,000–$75,000 with a median age of about 37. The effective property tax rate is roughly 0.52% (Arapahoe County, below the state median). Sales tax is 8.05% combined. Colorado has a flat 4.4% state income tax.
Estimates for informational purposes only, not financial advice. Actual costs vary by specific property, subdivision, and household.