Cost of Living in Edgewater
One square mile, Sloan's Lake frontage, and Denver's most walkable small city
What it costs to live in Edgewater
Adjust the sliders for your situation. Ranges reflect uncertainty in HOA and metro district fees, narrower is more confident.
Based on your inputs below
Assumes 20% down, 30-year fixed at 6.5% (as of 2026-04-22).
Housing$3,470 – $3,870 | |
|---|---|
| Mortgage (6.5%, 20% down) | $2,983 |
| Property tax | $329 |
| HOA | $0 – $200 |
| Insurance | $158 |
| Metro district fees | not yet verified |
Transportation$522 | |
|---|---|
| Car payments (your input) | $500 |
| Gas (~8 min to downtown) | $22 |
Utilities$350 | |
|---|---|
| Electric & gas (Xcel Energy) | $205 |
| Water (City of Edgewater (purchases from Denver Water)) | $75 |
| Internet | $70 |
Groceries$650 | |
|---|---|
| Monthly estimate | $650 |
Housing figures updated April 2026. Confidence: low.
Housing Market
- Median Home Price
- $563K–$620K
- Data Year
- 2026
- Year-over-Year Change
- Down 3.3-3.5% YoY (Feb 2026)
Tax Rates
- Property Tax Rate
- Median ~$2,878/yr (Livability)
- Sales Tax Rate
- Edgewater city tax + Jefferson County + state
Monthly Costs
- Water Provider
- City of Edgewater (purchases from Denver Water)
- Electric & Gas
- Xcel Energy
- Internet Providers
- Comcast/Xfinity, CenturyLink
- Trash & Recycling
- Republic Services (contracted). City partners with Scraps for composting.
Income & Cost Context
- Median Household Income
- $76,591
- Cost of Living Index
- Comparable to Denver, housing is the main cost
- Avg Childcare Cost
- Comparable to Denver metro ($1,500–$2,000/mo full-time)
Common QuestionsFAQ, Edgewater
What is the median home price in Edgewater?
As of 2026, the median home price in Edgewater is approximately $563K–$620K. Zillow reports $563K (down 3.3% year-over-year) while Realtor.com shows a median sale price of $620K. The range spans from $300K condos to $755K+ renovated homes across this one-square-mile city.
What is the cost of living in Edgewater?
Edgewater’s cost of living is comparable to Denver, with housing as the main expense. The median annual property tax is approximately $2,878 (Livability). Median household income is $76,591. At $563K–$620K median home value, Edgewater undercuts adjacent Denver neighborhoods while offering similar lake access and commute times.
Estimates for informational purposes only, not financial advice. Actual costs vary by specific property, subdivision, and household.