Cost of Living in Evergreen
Mountain-town living 45 minutes from downtown Denver, elk, pines, and a frozen lake
What it costs to live in Evergreen
Adjust the sliders for your situation. Ranges reflect uncertainty in HOA and metro district fees, narrower is more confident.
Based on your inputs below
Assumes 20% down, 30-year fixed at 6.5% (as of 2026-04-22).
Housing$5,094 – $5,394 | |
|---|---|
| Mortgage (6.5%, 20% down) | $4,323 |
| Property tax | $454 |
| HOA | $0 – $100 |
| Insurance | $317 |
| Metro district fees | not yet verified |
Transportation$606 | |
|---|---|
| Car payments (your input) | $500 |
| Gas (~38 min to downtown) | $106 |
Utilities$350 | |
|---|---|
| Electric & gas (Xcel Energy) | $205 |
| Water (Evergreen Metropolitan District) | $75 |
| Internet | $70 |
Groceries$650 | |
|---|---|
| Monthly estimate | $650 |
Housing figures updated April 2026. Confidence: low.
Housing Market
- Median Home Price
- $830K–$878K
- Data Year
- 2026
- Year-over-Year Change
- Down 2.1–10.8% YoY depending on source (market correcting from COVID peaks)
- Avg Days on Market
- 40–86 days (varies widely by price tier)
Tax Rates
- Property Tax Rate
- ~1.0–1.5% of appraised value (Jeffco). Median tax bill ~$5,010.
- Sales Tax Rate
- Jefferson County rate, no municipal sales tax (unincorporated)
- Cost of Living vs National
- 24% above national average. Housing is the primary cost driver.
Monthly Costs
- Water Provider
- Evergreen Metropolitan District
- Electric & Gas
- Xcel Energy
- Internet Providers
- Comcast/Xfinity, CenturyLink (limited in some mountain areas)
Income & Cost Context
- Median Household Income
- $89,792 (Jeffco median; Evergreen skews higher)
- Cost of Living Index
- 24% above national average (Salary.com 2026). Housing is the primary driver.
Common QuestionsFAQ, Evergreen
What is the median home price in Evergreen?
As of February 2026, the median home price in Evergreen is approximately $830K–$878K. Redfin reports $830K (down 10.8% year-over-year) while Zillow shows $878K. List prices often start at $950K+. The range runs from $500K cabins to $2M+ estates, and homes average 40–86 days on market depending on price tier.
What is the cost of living in Evergreen?
Evergreen’s cost of living is 24% above the national average (Salary.com 2026), with housing as the primary driver. Property tax rates run approximately 1.0–1.5% of appraised value under Jefferson County, with a median annual tax bill of approximately $5,010. As an unincorporated community, there is no municipal sales tax; residents pay only the Jefferson County and state rates.
Estimates for informational purposes only, not financial advice. Actual costs vary by specific property, subdivision, and household.