Timnath

What Homes Cost

The median home runs $687K to $724K as of 2026, depending on the source, the highest in Northern Colorado and roughly $150K to $185K above Loveland. Prices have climbed 4 to 6% year over year, with homes averaging 35 to 45 days on market. What the premium buys is age, or the lack of it: nearly everything here was built in the last decade.

The number to study before falling for a model home is the monthly overhead. HOA fees are universal at $200 to $350 a month, and metro district fees add another $200 to $400 on top of the mortgage. That is the hidden cost of new construction in Timnath, and it belongs in any affordability math from the first showing.

Estimated monthly cost

$5,926 – $6,386/mo

Covers housing, transportation, utilities, and groceries.

See the full breakdown: mortgage at today's rate, property tax at Timnath's mill levy, utilities at local provider rates, and a gas estimate tuned to the commute distance. Adjust sliders to model your own budget.

Daily life orbits Timnath Marketplace, the retail and dining hub at I-25 with a King Soopers, a Walmart Neighborhood Market, and a growing restaurant lineup, with a second phase already planned. Timnath Beerwerks pours as the community taproom, and Settler's Park hosts the town's community events. When the evening calls for more, Fort Collins' Old Town and its full dining and entertainment scene is ten minutes away.

The outdoor story is bigger than the town's size suggests. Timnath Reservoir is a state wildlife area with fishing and boating, the Cache la Poudre River offers fly fishing and tubing access, and the Wildwing ponds and trails cover neighborhood walks and birding. The headline addition is Timnath Regional Park, more than 100 acres under construction with completion targeted for 2026 to 2027, and new parks come standard in every development.

Timnath suits buyers who want the newest home they can find, the Poudre district's ratings, and quick I-25 access to both Fort Collins and the Denver corridor. Growth is the town's defining feature, with Wildwing adding 1,600-plus homes, Timnath Landing on the way, and a projected 15 to 20% more residents within five years, so anyone buying here is buying into a place still under construction in the best and most literal sense.

The trade-offs are cost and car keys. The region's highest median plus universal HOA and metro district fees make the true monthly cost meaningfully higher than the sticker suggests, and with a Walk Score of 15 and no transit, every errand is a drive. In-town dining, childcare, and services are still catching up to the rooftops. Buyers who want an established main street or a lower entry price will look at Windsor or Severance; buyers who want a brand-new house in a top district, ten minutes from Fort Collins, will find Timnath is exactly what it advertises.

The Practical File

The base property tax rate is gentle at roughly 0.50 to 0.55%, but the metro district overlay adds that $200 to $400 a month, so the effective carrying cost runs well above the headline rate. Sales tax is a low 6.7%. The Town of Timnath supplies water, Xcel Energy handles power and gas, and internet comes from Comcast/Xfinity with Connexion fiber expanding in from Fort Collins. Childcare is limited in town, with 5 to 10 centers running $1,300 to $1,600 a month; Fort Collins widens the options considerably. The setting is classic Front Range: 4,900 feet, around 300 sunny days a year, and about 50 inches of annual snow. Overall cost of living runs about 15% above the national average, and the median household income tops $140,000, the highest in Northern Colorado.