Windsor

What Homes Cost

The median home runs $574K to $648K as of 2026, depending on the source, which slots Windsor squarely between Greeley ($413K to $425K) and Timnath ($687K to $724K). Prices have climbed 3 to 5% year over year, and homes average 40 to 55 days on market. One line item to budget for: HOAs are standard in the newer master-planned neighborhoods, typically $150 to $300 a month, and metro districts in new developments can add another $100 to $200. The pipeline is not slowing, with RainDance alone planned at 2,500 homes and a Water Valley South expansion underway.

Estimated monthly cost

$5,408 – $5,868/mo

Covers housing, transportation, utilities, and groceries.

See the full breakdown: mortgage at today's rate, property tax at Windsor's mill levy, utilities at local provider rates, and a gas estimate tuned to the commute distance. Adjust sliders to model your own budget.

Boardwalk Park is the postcard: a lake, a splash pad, and an amphitheater that hosts summer concerts, all in the middle of town, with Windsor Lake right there for waterfront afternoons. The food and drink scene is small but has personality. High Hops Brewery pours in an actual hop yard on a working farm, Windsor Mill Tavern holds down the historic downtown in a gastropub setting, and Chimney Park Coffee covers the mornings, with 80-plus restaurants and three or more taprooms in total. Summer weekends bring kayaking and tubing on the Poudre River, golfers get 18 holes at Water Valley with Front Range views, and the calendar peaks at the Windsor Harvest Festival and Summerfest. The Art & Heritage Center anchors the culture side, Eastman Park handles league sports, and grocery runs are easy: King Soopers, Safeway, a Walmart Supercenter, and Natural Grocers. Dogs do well here too, with two-plus dog parks and a dog-friendly Poudre Trail.

Windsor fits buyers who want new construction between two employment centers, with a lake and trail system built into daily life and schools that are keeping pace with the growth. It is the mid-range answer in Northern Colorado: more polish and newer stock than Greeley, a meaningfully lower price of entry than Timnath, and 20 minutes from both.

The trade-offs are the car and the fine print. There is no transit, the Walk Score is 25, and the Denver commute is a real commitment, so Windsor works best for lives centered on Fort Collins, Loveland, or Greeley. On the fine print: HOA fees, metro-district charges, and the two-county tax split mean two similar homes can carry different monthly costs, and the same growth that brings new amenities also brings construction and enrollment pressure. Buyers optimizing purely on price will look at Greeley; buyers who want the newest and most amenity-loaded master plans will tour Timnath. Buyers who want the crossroads position with water in the picture tend to land here.

The Practical File

Property taxes run about 0.55 to 0.65% on the Weld County side, and combined sales tax is 7.1%. The wrinkle is that Windsor straddles Weld and Larimer counties, so the tax picture shifts with the county line, and newer developments layer in the metro-district charges noted above; it is worth confirming which county and district a specific home sits in. Overall cost of living lands about 8% above the national average, modest for the Front Range. The Town of Windsor supplies water, Xcel handles power and gas, and internet comes from Comcast, CenturyLink, and an expanding Allo fiber footprint. Childcare runs $1,200 to $1,500 a month across 15-plus centers. Healthcare is closer than the town's size suggests: UCHealth urgent care operates in Windsor, and Medical Center of the Rockies, a Level II trauma center, is 15 minutes away in Loveland. Vestas, Owens-Illinois, Kodak Alaris, and the school district anchor local employment, the median household income is $105,000, and the weather delivers roughly 300 sunny days against 48 inches of annual snow at 4,797 feet.